Terms of Use

This website is provided by Lead Zen Limited. By using this website you consent to the terms and conditions set out below.

1. Disclaimer

www.whichequityrelease.co.uk is an independent marketing website which only acts as an introducer to companies who offer financial advice. Companies within our affiliation are authorised and regulated by the Financial Conduct Authority. www.whichequityrelease.co.uk are not authorised to give any advice and we are not liable for any financial advice provided by or obtained from a third party.

The information published on www.whichequityrelease.co.uk is for information purposes only. In accordance with the Data Protection Act 1998, the personal information you have provided will be treated in the strictest confidence. The advice and/or guidance contained within this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.

Whilst every care is taken to ensure that the information contained on this site is accurate, we cannot guarantee its accuracy and reserve the right to change the information contained (including these terms and conditions) without notice. Users should, therefore, check these terms and conditions for changes each time they intend to use this website. www.whichequityrelease.co.uk provides this website on an “as is” basis and makes no representations or warranties of any kind with respect to this website or the content therein (including any text, graphics, advertisements, links or other items) and disclaims all such representations and warranties. In addition, neither we nor any other contributor to this website make any representation or give any warranty, condition, undertaking or term either express or implied as to the condition, quality, performance, accuracy, suitability, fitness for purpose, completeness, or freedom from viruses of the content contained on this website or that such content will be accurate, up to date, uninterrupted or error free.

Nothing on this website shall be regarded or taken as financial or legal advice, either expressed or implied.

2. Indemnity

YOU ACKNOWLEDGE THAT YOU ARE SOLELY RESPONSIBLE FOR THE USE TO WHICH YOU PUT THIS WEBSITE AND ALL THE RESULTS AND INFORMATION YOU OBTAIN FROM IT AND THAT ALL WARRANTIES, CONDITIONS, UNDERTAKINGS, REPRESENTATIONS AND TERMS WHETHER EXPRESSED OR IMPLIED, STATUTORY OR OTHERWISE ARE HEREBY EXCLUDED TO THE FULLEST EXTENT PERMITTED BY LAW. Save in respect of liability for death or personal injury arising out of negligence or for fraudulent misrepresentation, we and all contributors to this website hereby disclaim to the fullest extent permitted by law all liability for any loss or damage including any consequential or indirect loss or damage incurred by you, whether arising in tort, contract or otherwise, and arising out of or in relation to or in connection with your access to or use of or inability to use this website.

3. Copyright and Trade Marks

The content and content copyright in this website belongs to www.whichequityrelease.co.uk and its contractually represented suppliers. You may not make a permanent copy of or reproduce this website in any form. You may not reproduce or incorporate this website into any other website. You may only print, display or download temporary copies of the content to your computer for your own personal and non-commercial use.

4. Interruptions and Omissions in service

Whilst we take every care to ensure that the standard of this website remains high and to maintain the continuity of it, the Internet is not always a stable medium, and errors, omissions, interruptions in service and delays may occur at any time. As a result, we do not accept any ongoing obligation or responsibility to operate this website (or any particular part of it).

5. Invalidity

If any part of our terms and conditions is unenforceable (including any provision in which we exclude our liability to you) the enforceability of any other part of these conditions will not be affected.

6. Links

www.whichequityrelease.co.uk operates a strict policy on website associations and do not advocate the process of reciprocal linking to external sites with whom there is no association. Where third parties links are used within this site as a reference, we assume no responsibility and relinquish any losses which may arise from the use of that website. The presence of a link to a third party website does not necessarily mean that www.whichequityrelease.co.uk endorse this particular firm or have or have any financial association with the linked site.

7. Governing law

These terms and conditions and your use of this website are governed by UK law.

8. Data Protection Act 1998 (the Act)

www.whichequityrelease.co.uk takes the security and privacy of those of its contacts about which they hold personal information extremely seriously. We follow strict security procedures in the storage and disclosure of personal information given to us in order to prevent unauthorised access. Personal Data is held on our contacts and administration database either because of work we have undertaken or are currently engaged in or because our clients have indicated that they would be interested in receiving material from us about our business and services. To that end, we hold client contact details and the history of our client relationship. This allows us to manage our client relationships effectively and target items of interest so that clients do not receive unwanted material through the post. In accordance with their rights under the Act, clients may request the amendment of the personal information held or to cease receiving direct marketing materials. www.whichequityrelease.co.uk and its subsidiaries do not sell, rent or deal in the personal information that we hold. Information may, in the ordinary course of business may move between different companies in the Group or to our contractors, which may involve the transfer of data outside the European Economic Area.

8. Marketing

www.whichequityrelease.co.uk may use your information to keep you informed by post, telephone, e-mail, text messaging or other electronic means, about financial products and services which may be of interest to you.

By providing us with your contact details, you consent and request to be contacted for these purposes. At that time, we will provide you with a means of opting-out and in addition, you can contact us at any time to have your details removed from lists used by us for direct marketing purposes.