Win £100 M&S Vouchers

Complete your calculation to be in with a chance. Winners will be notified by telephone. Terms and Conditions

The following terms and conditions apply:

Five winners will be drawn every calendar month and will receive a £100 M&S voucher.

Prize draw is open to anyone who completes the online calculator with a valid telephone number. Winners will be notified by telephone.

Entry to the prize draw is free. No purchase necessary.

Only one entry per household is allowed.

Prize is non-transferable. No cash alternative will be offered.

The prize may change at any time.

Winners of the prize draw will be selected at random. Judge's decision is final. No correspondence will be entered into.

The names of the winners will be made available to anyone by emailing marketing@whichequityrelease.co.uk.

Key Features

Home reversion works in a different way to traditional mortgages as the homeowner sells part of their property to the reversion company in exchange for a cash lump sum.

The property is placed in the ownership of a reversion company. Whilst this means will not get the full market value for your house, you do have the right to remain in your home rent free.

This scheme lets you know what proportion of your property you’re leaving as an inheritance. Simultaneously, you gain a large lump sum of money from your home. You’re free to use this money for any purpose, and you don’t have to worry about interest rates – your share of the property never changes and your share of the property still benefits from house price increase.

Things To Consider

With home reversion you have the right to remain in your home rent free, on top of the large lump sum of money you will receive for the part sale of your house. You might be able to raise more money than a mortgage in the long term, and this offers a less complex plan as you immediately know what you’re leaving as an inheritance.

You might also be able to raise more money than a mortgage in the long term, and this offers a less complex plan as you immediately know what you’re leaving as an inheritance. With the lump sum of money you receive you can spend the money on anything you like.

Compare the home reversion market with our free calculator to find the best deal for your circumstances. You can then get in touch with an expert IFA to make a fully informed decision.

The Benefits of Equity Release

  • Claim a tax-free cash lump sum to support you through retirement and make your life all the more enjoyable.

  • Maintain 100% home ownership - you will be able to live in your home for the rest of your life.

  • No monthly repayments - lenders require no monthly payments towards the interest charged.

  • Take a no negative equity scheme and you will never end up owing more than the value of your property.

  • Spend your money on anything you like! Go on holiday, upgrade your home, pay university fees, or provide an early inheritance.